Over the years dental insurance has paid for less and less, while cash-friendly dentists are popping up all over. Many dentists prefer direct payment to
dealing with insurance forms and reimbursements. If you already have a dentist, ask them whether they offer discounts for paying cash.
Or better yet, start calling around to see what dentists' cash rates are for a basic cleaning and X-ray. You may find a quality dentist
in your area that's a lot less expensive.